1. Minimum monthly contribution amount is HK$1,000 per stock, incremental contribution for the same stock must be in multiples of HK$500.
2. Contribution day of the Plan is on the tenth day of each month. If such day is a non-HKEX trading day, contribution day will fall on the next HKEX trading day.
3. Client should ensure there are sufficient available funds in the Plan account to be paid for the monthly contributions in full in respect of all the portfolios comprised in the Plan account on the contribution day. All the portfolios comprised in the Plan will not be proceeding for the month if any shortfall arises.
4. In the event that the contribution day is a non-HKEX trading day, the required contribution amount should be available in the Plan account on the next HKEX trading day.
5. Transaction day is the second HKEX trading day after the contribution day and the transaction will be executed one hour after market opens in the morning session.
6. Handling fees¹ will be deducted from the monthly contribution amount before purchasing the stock.
7. The Company is entitled to combine the Client's orders with orders of other persons (including other clients of the Company) and, without having to make prior disclosure to the Client.
8. Trade confirmation will be done via daily combined statement. The details of the subscription price and quantity will be shown in the daily account statement after every purchase transaction.
9. The purchase price of a stock is the average price of the securities purchased by the Company on behalf of clients after consolidating clients' contribution amounts.
10. The Company shall be entitled to terminate the "Monthly Stock Savings Plan" immediately at any time if:-
    1. the Client fails to make two or more consecutive monthly contributions, or;
    2. the Securities Account is closed.
11. In the event that trading of the selected stock is suspended or stock purchase cannot be executed due to market conditions, the Company will try to purchase the stock on the next trading day. If the stock purchase cannot be executed due to trading suspension or market conditions for three consecutive trading days, the purchase will not proceed for the month.
12. The cut-off date for applications to amend or terminate the Plan is five HKEX trading days before the Contribution Date. Any application submitted after the cut-off date will be processed as an application in respect of the following month.
13. The usual transaction fees will be charged for selling stocks through the Plan account. Transaction fees include commissions² and other fees³ will be deducted from the sales proceeds.
14. The number of shares purchased under the plan may result in odd lot. Odd lots are shares of less than one board lot and are normally sold at a discounted price compared to the prevailing market price for board lot.

General Terms

1. UOB Kay Hian (HK) reserves the right to amend, suspend and terminate the above plan and services, and the right to modify the relevant terms and conditions at any time at its sole discretion without prior notice.
2. If there is inconsistency between the English version and the Chinese version, the English version shall prevail.

Note:

1. A handling fee of 0.2% on monthly contribution or minimum HK$50 for each selected stock, inclusive of stamp duty, transaction levy, clearing fees and trading fees.
2. Commission rate for selling stock is 0.2% or minimum HK$50.
3. Transaction fees include stamp duty, transaction levy, clearing fees and trading fees.